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Loans

Live Your Dream

Home Mortgage Loan

First-Time Homebuyer Program

Applicants are required to be the occupant of the property used as collateral. Total household income limits must not exceed 80% of the area median income. See Missouri MRB Income Limits for limits. The mortgage must have a term at least equal to or greater than a 5-year deed restriction.

All eligible first-time homebuyer households must complete a Financial Literacy Program prior ot closing. See a loan officer for more information on this program.

Funds are available on a limited basis and approved for ICB to disburse once current loan guidelines have been met. Once the loan application is approved, funds up to $1,875 may be made available to first time homebuyers meeting certain criteria, and used towards down payment, closing cost, or homeownership counseling.

Business Finance Options

  • Commercial Real Estate
  • Working Capital
  • Business Acquisition
  • Equipment Loans
  • Agricultural Purpose Loans
Consult with a Lender

Personal Finance Options

  • Personal
  • Recreational Equipment
  • Auto
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