FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Personal Banking

Account Services

CHECKFREE Bill Pay

Pay three bills each month, and it’s free! Access your online banking account to sign up.

Mobile Banking

Utilize our mobile banking app to view recent transaction history, transfer funds, or pay bills —all from the palm of your hand.

ATM/Debit Card

Use it instead of a check anywhere MasterCard is accepted. Your purchase is automatically deducted from your checking account. It also doubles as your ATM card. Please note that ATM/Debit cards have a daily limit.

Personal Loans

Personal, Auto, Home

Eagle Eye Overdraft Protection

Enjoy peace of mind by linking your accounts together to prevent overdrafts. In the event an overdraft occurs, funds will automatically transfer from another designated account in $100 increments for a small fee.

Free Direct Deposit

Save time by having your paycheck or benefit checks directly deposited in whichever account you choose.

Wire/ACH Transfer

Wire transfers are available for a small fee as listed below.

  • Outgoing Fees: $20
  • Incoming Fees: $15
  • Foreign Outgoing Wire: $50

Please note that if you use the outgoing wire request form, you will need to print it out and come into the bank to talk with our bookkeeping department.

Savings Bonds

Series EE savings bonds are safe, low-risk savings products that pay interest based on current market rates for up to 30 years for bonds purchased May 1997 through April 30, 2005*.
*Series EE bonds purchased May 2005 and after will earn a fixed rate of return.

Series I bonds are a type of savings bond issued by the US Treasury. I bonds are designed to guarantee a real rate of return. To do this, I bonds adjust their rate every 6 months to track changes in the level of inflation as measured by the CPI-U. Even in periods of deflation, I bonds protect your investment by never losing value. Since an I bond cannot lose value and they are backed by the US government, they are frequently chosen by investors.

To order savings bonds, go to www.treasurydirect.gov.

Account Types

Non-interest bearing account with no monthly charges

  • $100 Opening deposit
  • No minimum balance
  • Monthly electronic imaged statements
  • ATM/Debit card
  • Eagle Eye Overdraft Protection
  • Online banking and bill pay

Basic non-interest bearing account

  • $300 opening deposit
  • Unlimited check writing
  • Monthly statements
  • ATM/Debit card
  • Eagle Eye Overdraft Protection
  • Online banking and bill pay

Interest-bearing Account

  • Earns higher rates on larger balances with its tiered rate schedule
  • $1,000 Opening deposit
  • Limited check writing
  • Monthly imaged statements
  • Online banking

Interest-bearing account

  • $100 opening deposit
  • Quarterly statements
  • Online banking
  • Interest-bearing account
    • 18 and under: No service charge
    • 19 or older: $3 quarterly service charge if balance falls below $100
  • $5 Opening deposit
  • Quarterly statements
  • Limit 6 transactions per month
  • Online banking
  • Non-interest bearing account
  • Savings account to help save money specifically for the holiday season
  • Funds are not accessible until October
    • Withdrawals/debits are not allowed
    • Funds paid via check and sent by mail
  • Monthly statements
  • Renewed yearly
  • $5 opening deposit

Certificate of Deposits

Call and ask to speak to an account representative today to find the competitive rate you are looking for.

Safe Deposit Box Rentals

(Not FDIC Insured)
Annual Rates:
3x5 : $17
3 x 10: $35
5x10 : $50
10x 10 : $75

Individual Retirement Account (IRA)

We have a number of IRA accounts available, including Traditional, Roth, Simple and SERP plans. Visit us today to speak with one of our representatives.